Sandbox

Business function for disbursal of loan.

Endpoints: 1/1

Subscribers: 50

Mambu API - Tasks

Geniusto International Ltd

Tasks can be fetched, created, updated, or removed for users who are associated with clients and have optional due dates.

Endpoints: 6/6

Subscribers: 10

Bifrost Omni-Channel All-in-One

Bifrost Omni-Channel All-in-One provides a secure gateway to Geniusto's Omni-Channel Core Platform which provides a powerful and scalable digital banking solution.

Endpoints: 0/22

Subscribers: 8

Turnkey Lender

With Turnkey Lender you get deep expertise in credit risk management and lending automation, gained from more than a decade of international financial services experience.

Endpoints: 35/35

Subscribers: 13

GreenArc Impact Module

GreenArc Capital

By establishing a Theory of Change, GreenArc is able to set a methodology which enables the API to capture, measure and evaluate social outcomes with respect to financial inclusion. Our impact framework has been developed using GIIN’s IRIS+ indicators, which are informed by the norms agreed via the Impact Management Project (IMP). We have identified and mapped a set of social impact indicators, taking into account the different sectors in which MSMEs and base of the pyramid populations operate, as well as the associated UN SDGs. 1. Loans in a given portfolio are classified and aggregated into impact sectors and aligned with SDGs 2. The API user inputs the relevant impact metrics data at the outset and repayment of the loans 3. An impact score is computed for each loan and each portfolio 4. Benchmarking allows impact performance comparison The required set of impact metrics are provided to the API user. This data is then analysed and consolidated into an impact score and used for social reporting to investors. This is done for each individual loan, with the data collected twice, once at the outset of the loan, and then at repayment. Using this data allows the user to ascertain whether they are reaching their target beneficiaries, as well as to track the change in their social and/or economic circumstances over the term of the loan. The API evaluates actual social outcomes rather than just outputs. MSME impact metrics include: * Employee diversification by gender * Ownership diversification by gender * Wage equality to measure fair compensation * Education levels * Age demographics * Sector breakdown With respect to low-income and unbanked individuals, data collection includes: * Access to essential products and services such as healthcare, education and food, * Recipient breakdown by gender * Income level * Number of dependents on income and loan proceeds * Whether they live in a rural versus urban setting Our impact indicators capture data related to the socio-economic status of the end beneficiaries, and how this changes during the term of the loans. For an MSME, key factors to improve their financial security include change in revenue, indicating stability and improvement of the financial status of the business, allowing them to invest in better infrastructure & technology, skills training for employees, increased wages and greater financial security in times of shocks due to improved cash flows. Our framework captures this information with metrics pertaining to the use of loan proceeds and employee welfare, as stated above. A key component of how we evaluate impact is how this information changes throughout the loan term, enabling us to ascertain the social and economic benefits facilitated by the credit loans. We also measure the negative impact risk; how the beneficiary’s circumstances would be impacted if they did not receive the loan e.g an MSME may not be able to invest in infrastructure or technology, preventing them from improving their production efficiency and building their financial resilience. An individual may not be able to pay for medical bills, or pursue further education, preventing them from seeking better and more stable employment opportunities which provides financial security.

Endpoints: 0/6

Subscribers: 5

Mambu API - Credit Arrangement

Users will be allowed to retrieve, create, update and delete credit arrangements through this API.

Endpoints: 7/7

Subscribers: 11

Get Seller List

The API will list all the Sellers (Suppliers) that Service a particular distributor.

Endpoints: 0/1

Subscriber: 1

Experian Fairness as a Service

Signzy Technologies Pvt Ltd

Experian Releases Fairness as a Service on Ascend Intelligence Services™ to its Customers Experian’s bias assessment tool uses advanced academic and applied research to detect, explain and mitigate potential biases early on in lender’s AI risk models

Endpoints: 0/2

Subscribers: 36

Signzy API

Banks are going digital but one key process that still hampers consumer experience is regulatory compliance. There is pressure to dilute digital KYC however digital has higher risk. Signzy believe through combination of AI and blockchain can ensure that digital compliance is convenient and secure.

Endpoints: 2/2

Subscribers: 2

Freelancer credit scoring

Figtech

Specialized and detailed indicators on the work history, skill sets and income trends of freelancers.

Endpoints: 1/1

Subscriber: 1

Get Distributor SCF Exposure

Funding Societies Pte Ltd

This API will help the end user to get the current exposure of the distributor, i.e. what is the total amount that the distributor has used for supply chain finance from the bank sanctioned limit.

Endpoints: 0/1

Subscriber: 1

Funding Societies Leads API

The lead generation API is to send leads to the Funding Societies platform. These APIs will help you submit the leads and get updates on the status for these leads.

Endpoints: 0/3

Subscribers: 4

Mambu API - Loan Transactions

Users are allowed to retrieve, reverse, or post a transaction for a loan account through this API.

Endpoints: 6/6

Subscribers: 10

Mambu API - Loan Products

Users will be allowed to retrieve an individual or a list of loan products by id/key through this API. Mandatory parameters varies for each loan product type to be created. Details on the parameters can be found here https://api.mambu.com/?javascript--nodejs#tocsloanproduct.

Endpoints: 5/5

Subscribers: 10

Credit Insight

Trusting Social

Our Credit Insight Service provides lenders with information such as the probability of default on a loan of a mobile subscriber.

Endpoints: 0/9

Subscribers: 8

India DL - Data Zoo IDU

The Indian Driver Licence Data service provides verification on an individual’s name, DOB and address.

Endpoints: 1/1

Subscribers: 68

Vietnam - Data Zoo IDU

The Vietnamese National ID and Vietnamese Consumer Data service provides verification on an individual’s name, National ID, DOB and address.

Endpoints: 1/1

Subscribers: 67

ChargeAfter Post-Sale API

ChargeAfter

Implemented in a RESTful state of mind, our API has straight-forward, resource-oriented endpoints, and produces standard HTTP response codes to communicate back the result of operations.

Endpoints: 7/7

Subscribers: 3

Request for SC Finance

This API will help the end user submit to supply chain finance request to the bank, in this case, it will distributor finance.

Endpoints: 0/1

Subscribers: 2

Mambu API - Custom Fields

Users will be allows to retrieve details of custom fields configuration through this API by using a specified custom field ID. User Custom Fields Set API to get a full list custom fields available in the system.

Endpoints: 1/1

Subscribers: 10

Check latest balance on chain

Obtain latest block on permissioned chain to get an account balance.

Endpoints: 2/2

Subscribers: 46

Mambu API - Groups

Groups may have associated information such as addresses, members, and their custom fields. The custom field values for groups can be changed using patch or delete methods. Groups can be used to create business customer, company, or a group of client.

Endpoints: 6/6

Subscribers: 11

Experian India Smart Match

The api returns the Consumer Credit Information Report based on the PII data (Name, Mobile, Email Address) of an individual. The response is JSON string with the report XML embedded within. This model requires the Partner to take Consent from the Consumer and OTP verify the Mobile Information of the Consumer. Experian returns successful response if Experian is able to successfully identify the Presence of the Mobile Number with a combination of the Individual Name in the Credit Data associated.

Endpoints: 1/1

Subscribers: 48

Terms of finance tokenisation

Terms of finance tokenisation

Endpoints: 4/4

Subscribers: 46

Experian Score API

Experian Credit Score

Endpoints: 1/1

Subscribers: 35

Get Distributor SCF Limit

This API will help the end user to get the bank sanctioned limit for a particular distributor for Supply Chain Finance. This is an overdraft facility where the distributor can borrow money until the limits are exhausted. There can be one draw-down for the entire sanctioned limit or the sum of the value of all the draw-downs should be lesser than or equal to the bank sanctioned limit.

Endpoints: 0/1

Subscriber: 1

Single Invoice Cover API

Euler Hermes

The flow to cover an invoice through the API is quite simple: 1. First, search for the two companies involved in the invoice - the buyer and supplier. 2. Once you've found the companies, you can request a quote for a cover to insure the invoice.

Endpoints: 11/12

Subscribers: 0

Check balance of amount in payee account

Emerging Impact (dba Umoja)

Check balance of amount in payee account

Endpoints: 0/1

Subscribers: 20

2FA / MFA Authentication

Covr Security

Covr Security's Secure API lets any organization easily add MFA / 2FA end-user authorization into their business workflows. This can include 2FA protection on account access or 2FA protection on transactions. COVR provides reliable security alert not only to the company but also the end-user in real-time, enabling the user to take control and trust the service provider.

Endpoints: 4/4

Subscribers: 39

Umoja Money API

An API collection which provides following features: * Generate digital wallets for your users with ease and transfer money instantly. * Off-ramp users in emerging markets via mobile money or bank acct. * Accept fiat currency and mobile money deposits without issue.

Endpoints: 30/30

Subscribers: 127

Mambu API - Users

Users will be allowed to retrieve a user or a list of users by their client ids.

Endpoints: 2/2

Subscribers: 10

Ephesoft Advanced Capture

Ephesoft Inc

Ephesoft Transact is an intelligent document capture and data classification solution that extracts meaningful data from documents no matter the format or how you receive them. That data then feeds your back office applications and line of business processes to accelerate the pace of business transactions. Ephesoft ?Smart Capture solutions? can identify the information you need without manual data entry, without time-consuming document sorting or scanning separator sheets with barcodes.

Endpoints: 0/2

Subscriber: 1

Mambu API - Branches

Users will be allowed to retrieve branches used by an organisation through this API.

Endpoints: 2/2

Subscribers: 10

Indonesia - Data Zoo IDU

The Indonesian Resident Identity Card service provides verification on an individual’s name, DOB and address.

Endpoints: 1/1

Subscribers: 67

FinancialScorecard

MaTontine

Financial Services Providers (FSPs) typically do not have sufficient information or know well enough the women owners of VSEs to enable the provision of pertinent services to this target group. However, we know that these women owners typically do informal savings within traditional groups. We there take this information as well as other biographical information to build an AI-driven credit score. Coupled with this, we use other data points like their revenues, savings, loans, insurance, financial education level etc. to build a complete credit profile for the VSE owner. The outcome is a financial scorecard that offers a full picture of the VSE owner so the FSP can make a rapid lending decision. Our APIs provide the FSP with this key data points (i.e. Credit Score, Revenues, Savings, Insurance Value, Assets, Financial Education & Business Training Score etc.).

Endpoints: 0/1

Subscribers: 3

Mambu API - Clients

Zerone Microsystems Pte. Ltd.

Clients may have associated information such as their address, custom fields/information or identification documents, those information can be added to Mambu platform and stored fo each different client ID. It's also possible to search for clients using information such as as their names or identification document, updating their details, as well as deleting the client if they don't have any active account yet within the system.

Endpoints: 6/6

Subscribers: 13

Bank Account Validation

It simply takes your bank account information and tells you if the entered account details are correct.

Endpoints: 0/1

Subscribers: 5

Mambu API - Custom Field Sets

Custom fields set detail that have been created in Mambu can be retrieved through this API. A custom field set can contain 1 or many custom fields. Use GET /customfieldsets endpoint if you want to get all available/created custom field sets in the sandbox or use GET /customfieldsets/{customFieldSetId}/customfields if you already now the custom field set ID which detail you want to retrieve

Endpoints: 2/2

Subscribers: 11

Cambodia - Data Zoo IDU

The Cambodian Consumer Data service provides verification on an individual’s name, DOB and address.

Endpoints: 1/1

Subscribers: 67

Creditworthiness

Business function to determine probability of default towards a loan.

Endpoints: 1/1

Subscribers: 50

Malaysia - Data Zoo IDU

The Malaysian Credit Header Data and Malaysian National ID service provides verification on an individual’s name, National ID, DOB and address. Authentication is required first to obtain a sessionToken.

Endpoints: 3/3

Subscribers: 68

Smart contract with borrower

Lender creates smart contract with borrower

Endpoints: 2/2

Subscribers: 46

Experian Business Profile API

The Experian Business Profile API returns the key information on an entity from ACRA such as details of a company (registration number,company name,type of company,registration date,address,principal activity,status), capital structure (issued/paid up capital,number of shares,currency,amount),charge (date of charge, charge number,chargee,charge amount,status), auditors (name,appointment date), officers & shareholders (name,ID, address,nationality,date of appointment,position), compliance record

Endpoints: 2/2

Subscribers: 48

Mambu API - Database Backups

Geniusto International Ltd

Users will be allowed to trigger database backups and download them through this API.

Endpoints: 2/2

Subscribers: 10

Bifrost

N/A

Endpoints: 0/37

Subscribers: 8

Umoja money API

Emerging Impact (dba Umoja)

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Endpoints: 30/30

Subscribers: 116

Mambu API - Centres