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APIX is your Innovation Lab on the cloud.

Leverage APIX to collaborate with leading FinTechs and deliver tangible business results, rapidly.

Case Studies: How Financial Institutions and FinTechs collaborated on APIX

Cantilan Bank - Going Mobile

A Rural Bank in Philippines, Cantilan leveraged APIX's platform and sandbox to launch its next-gen mobile banking app 'ICAN', in partnership with Geniusto, ADB and IFC.

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Prudential's Flagship Open Innovation

Inspired by the 99 submissions last year, Pru Fintegrate 2021 launches to seek solutions that serve the entire national populations, or a particular demographic group, to lead healthier lives or manage their wealth with more resilience.

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APIX AI Sandbox

Develop and test for rapid prototyping of solutions that validate AIDA solutions against the FEAT principles. Leverage as many of these APIs as you like in your development and experimentation journey.

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How Financial Institutions can leverage APIX

Access over 1,000 FinTechs in more than 50 categories, from across the globe, to innovate for business growth and efficiency

Powerful Search

Effective and efficient search capabilities built on standardized taxonomy and classification, to ensure search results are relevant

Fit-for-purpose Innovators

Leverage APIX Hackolosseum, with fully automated hackathon workflows and ready to use APIs, to source FinTechs from across the world

Quick Shortlisting

Based on solutions submitted and pre-established judging criteria, effectively select FinTechs to move to next stage

127 financial institutions and Counting

Organization Type, APIs

Line of Business

MYBANK

MYbank opened for business on June 25, 2015. Launched by Ant Group and approved by the China Banking and Insurance Regulatory Commission, it is one of the earliest privately owned banks in China. With a brand philosophy of “Serve SMEs Wherever in Need”, MYbank is committed to meeting the financing needs of SMEs, self-employed business owners, and commercial farmers. MYbank continuously develops cutting-edge technologies and is the first bank in China that deploys its core banking system on the cloud, the first to apply AI to SME risk assessment, the first to use remote sensing technology in rural finance, and the first to adopt graph computing in supply chain finance. As a technology-driven bank, MYbank does not have any physical branches. The digital bank offers SME business loans based on its "310 model" - it takes less than three minutes to register accounts and apply for loans on a mobile phone, less than one second to approve the loans, and requires zero human interaction during the loan approval process, making each phone a mobile bank for users. In recent years, the development of science and technology has greatly increased the availability of SME loans in China. As at the end of 2022, more than 50 million small and micro operators had used the digital credit services from MYbank for their business growth, and the first loan customers accounted for 80% of the new loan customers in that year.